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Frequently Asked Questions

Quick answers to common questions. Can't find what you're looking for? WhatsApp us.

General

Do you guarantee loan approval?

No one can guarantee loan approval — any company that claims to guarantee it is not being honest. What we do is significantly increase your chances by preparing a proper, bank-ready file, ensuring all documents are correct, and doing thorough follow-up. Our expert CA and Technical team knows exactly what banks look for.

What if I don't have GST or ITR?

We will guide you. Many loan and subsidy options are still possible depending on your business type, turnover, and history. Our team will assess your situation and find the best available options for you.

How long does the process take?

It depends on the loan type, bank, and your document readiness. We work to make the process as fast as possible by preparing complete files upfront and doing proactive follow-up. We'll give you a realistic timeline after reviewing your case.

Do you work across India?

Yes, we provide pan-India service. Our process is largely digital, and we coordinate with banks and agencies across the country.

Services & Process

Do you help for subsidy also?

Yes. We help in subsidy application, claim preparation, proof file creation, inspection readiness, and complete follow-up. Our team has experience with various central and state government schemes.

What documents are needed?

Basic documents include PAN, Aadhaar, GST returns, bank statements, and ITR/financials. For machinery loans, you'll also need quotations. For subsidies, invoices and payment proofs. Visit our Document Checklist page for the complete list — and if you don't have something, we'll guide you.

What if my GST and bank statements have mismatches?

This is a very common issue. Our CA team will review the mismatches, help you understand the gaps, and prepare proper explanations or corrections before submitting to the bank.

Will you coordinate with the bank, legal team, and valuer?

Yes. We handle all coordination — bank queries, legal requirements, valuation scheduling, and inspection preparation. You don't need to run around.

Do you support collateral-free loans?

Yes. We help with CGTMSE and other collateral-free loan schemes. Our team will assess if your business qualifies and prepare the application accordingly.

Fees & Payment

How do you take fees?

We explain fees clearly before work starts. It's either a fixed fee or a fixed + success fee model — depending on the service. There are no hidden charges, and you'll know exactly what you're paying for before we begin.

Do I need to pay upfront?

A partial advance is typically required to begin work. The exact structure depends on the service package. We discuss and agree on everything before starting.

What if my loan doesn't get approved?

Our fees cover the work we do — file preparation, submissions, and follow-up. While we can't guarantee approval, we do everything possible to maximize your chances. If there's a success fee component, it only applies on successful sanction.

Data & Privacy

Are my documents safe with you?

Absolutely. We take data privacy very seriously. Your financial documents, GST returns, bank statements, and personal information are kept strictly confidential and are only used for the purpose you've authorized.

Will you share my data with anyone?

We only share your information with the relevant bank or government agency as part of your loan/subsidy application — and only with your consent. We never sell or share your data with third parties.

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